Category: Dental Care Finance
Decisions, decisions, decisions. Among the many decision there are to make when going into orthodontic treat, the decision of what to do when you need to move away from you beloved orthodontist can be a bit stressful. When a patient starts orthodontic treatment the last thing they have on their mind is what to do if the situation arises where they will need to find an orthodontist. Unlike when you seek another physician, finding another orthodontist can be a little tricky. First and foremost, remember all orthodontist do not practice the same. They may use different type of braces. Yes...
One of the main concerns for most patients or parents of patients who need orthodontic treatment is the cost. As they are being told the costs, they ponder the amount of money that will go into the process of having a beautiful STRAIGHT smile, sometimes the eyes get a little glazed or glossed over and I can usually tell that sticker shock is starting to set in. Unlike other dental treatments such as fillings, cleanings, or extractions, orthodontic treatment takes anywhere from a few months to as long as 2-3 years to accomplish the best possible results. For the average 2-3...
In order to understand what will be or what WILL NOT be covered by your dental insurance plan, you must understand some of the jargon and/or guidelines. These guidelines can vary from one insurance to another as well as from one company’s dental insurance plan to another depending on what was included in the plan from the start. In Network: Your dentist or dental office participates in that particular insurance plan, it’s like being a member of a club, their name is on the list. Out of Network: Your dentist/dental office DOES NOT participate in the plan, NOT a member...
In this new age of finances, everyone wants to stay ahead, thus the introduction of Flex Plan accounts or as some are called Health Savings Plans. As most of you know most companies offer these type of accounts to their employees as a means of helping them put away a determined amount of money for anticipated medical and or dental services for the year ahead. These accounts allow a person to deposit money into a special account for healthcare procedures which may not be completely covered or not covered by their insurance. Sounds great and for some it is a great...
Now that you have some of the information needed to truly understand your insurance coverage now here are some tips to help insure your dentist/dental office will be able to file your claims effortlessly. Providing the following information will assure a prompt submission of your dental claim(s): Insured’s name Insured’s birth date Insured’s address Relationship to the patient Insurance ID card or insurance name, address, telephone number & group number Because of rise identity (ID) theft these days, some insurance providers assign each subscriber an unique ID number. If you are afraid of being a victim of ID theft or have...
Coverage can be a tricky thing in the dental insurance world. There are rules to follow and if you make an error in some of your calculations, it’s gonna cost YOU, not them. Have you ever called your insurance carrier and got the automated system (which I personally hate!) heard these words: “Please be aware the benefits quoted are not a guarantee of payment.” Well that disclaimer is just what is say it is, IT IS NOT A GUARANTEE OF PAYMENT!, especially if you don’t follow the rules! Let me go over some of the detailed information you need to look for...
